Call report 2004Q2
CITIZENS BANK — 2004Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,463,000 | USD | evidence → |
| Total loans | 63,961,000 | USD | evidence → |
| Allowance for loan losses | 442,000 | USD | evidence → |
| Securities available for sale | 46,886,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,503,000 | USD | evidence → |
| Interest-bearing deposits | 82,477,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,026,000 | USD | evidence → |
| Equity capital | 10,468,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,001,000 | USD | evidence → |
| Interest expense | 739,000 | USD | evidence → |
| Net interest income | 2,262,000 | USD | evidence → |
| Noninterest income | 445,000 | USD | evidence → |
| Noninterest expense | 1,843,000 | USD | evidence → |
| Provision for loan losses | 83,000 | USD | evidence → |
| Pretax income | 751,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 735,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,377,000 | USD | evidence → |
| Total capital | 10,819,000 | USD | evidence → |
| Risk-weighted assets | 68,303,000 | USD | evidence → |