Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,521,000 | USD | evidence → |
| Total loans | 61,094,000 | USD | evidence → |
| Allowance for loan losses | 457,000 | USD | evidence → |
| Securities available for sale | 52,307,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,179,000 | USD | evidence → |
| Interest-bearing deposits | 86,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,279,000 | USD | evidence → |
| Equity capital | 11,295,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,506,000 | USD | evidence → |
| Interest expense | 371,000 | USD | evidence → |
| Net interest income | 1,135,000 | USD | evidence → |
| Noninterest income | 215,000 | USD | evidence → |
| Noninterest expense | 921,000 | USD | evidence → |
| Provision for loan losses | 53,000 | USD | evidence → |
| Pretax income | 376,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 366,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,298,000 | USD | evidence → |
| Total capital | 10,755,000 | USD | evidence → |
| Risk-weighted assets | 66,169,000 | USD | evidence → |