Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,223,000 | USD | evidence → |
| Total loans | 57,762,000 | USD | evidence → |
| Allowance for loan losses | 428,000 | USD | evidence → |
| Securities available for sale | 47,828,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,425,000 | USD | evidence → |
| Interest-bearing deposits | 83,596,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,829,000 | USD | evidence → |
| Equity capital | 10,711,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,728,000 | USD | evidence → |
| Interest expense | 1,924,000 | USD | evidence → |
| Net interest income | 3,804,000 | USD | evidence → |
| Noninterest income | 775,000 | USD | evidence → |
| Noninterest expense | 3,487,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 1,001,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 963,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,037,000 | USD | evidence → |
| Total capital | 10,465,000 | USD | evidence → |
| Risk-weighted assets | 61,654,000 | USD | evidence → |