Call report 2003Q3
CITIZENS BANK — 2003Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,739,000 | USD | evidence → |
| Total loans | 56,899,000 | USD | evidence → |
| Allowance for loan losses | 480,000 | USD | evidence → |
| Securities available for sale | 45,159,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,187,000 | USD | evidence → |
| Interest-bearing deposits | 81,099,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,088,000 | USD | evidence → |
| Equity capital | 10,386,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,327,000 | USD | evidence → |
| Interest expense | 1,552,000 | USD | evidence → |
| Net interest income | 2,775,000 | USD | evidence → |
| Noninterest income | 572,000 | USD | evidence → |
| Noninterest expense | 2,607,000 | USD | evidence → |
| Provision for loan losses | 68,000 | USD | evidence → |
| Pretax income | 698,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 669,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,843,000 | USD | evidence → |
| Total capital | 10,323,000 | USD | evidence → |
| Risk-weighted assets | 60,058,000 | USD | evidence → |