Call report 2005Q1
FIRST BANK RICHMOND — 2005Q1
The 22 measures FIRST BANK RICHMOND reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 562,116,000 | USD | evidence → |
| Total loans | 465,522,000 | USD | evidence → |
| Allowance for loan losses | 5,615,000 | USD | evidence → |
| Securities available for sale | 56,796,000 | USD | evidence → |
| Securities held to maturity | 1,940,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 365,152,000 | USD | evidence → |
| Interest-bearing deposits | 326,537,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,615,000 | USD | evidence → |
| Equity capital | 54,512,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,729,000 | USD | evidence → |
| Interest expense | 4,132,000 | USD | evidence → |
| Net interest income | 5,597,000 | USD | evidence → |
| Noninterest income | 858,000 | USD | evidence → |
| Noninterest expense | 3,942,000 | USD | evidence → |
| Provision for loan losses | 971,000 | USD | evidence → |
| Pretax income | 1,549,000 | USD | evidence → |
| Income tax | 508,000 | USD | evidence → |
| Net income | 1,041,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,121,000 | USD | evidence → |
| Total capital | 59,736,000 | USD | evidence → |
| Risk-weighted assets | 462,466,000 | USD | evidence → |