Call report 2005Q2
FIRST BANK RICHMOND — 2005Q2
The 22 measures FIRST BANK RICHMOND reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 583,675,000 | USD | evidence → |
| Total loans | 460,471,000 | USD | evidence → |
| Allowance for loan losses | 5,913,000 | USD | evidence → |
| Securities available for sale | 59,129,000 | USD | evidence → |
| Securities held to maturity | 3,134,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 385,148,000 | USD | evidence → |
| Interest-bearing deposits | 343,784,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,364,000 | USD | evidence → |
| Equity capital | 54,874,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,565,000 | USD | evidence → |
| Interest expense | 8,373,000 | USD | evidence → |
| Net interest income | 11,192,000 | USD | evidence → |
| Noninterest income | 1,827,000 | USD | evidence → |
| Noninterest expense | 7,892,000 | USD | evidence → |
| Provision for loan losses | 1,872,000 | USD | evidence → |
| Pretax income | 3,265,000 | USD | evidence → |
| Income tax | 1,099,000 | USD | evidence → |
| Net income | 2,166,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,179,000 | USD | evidence → |
| Total capital | 59,962,000 | USD | evidence → |
| Risk-weighted assets | 462,491,000 | USD | evidence → |