Call report 2004Q4
FIRST BANK RICHMOND — 2004Q4
The 22 measures FIRST BANK RICHMOND reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 565,815,000 | USD | evidence → |
| Total loans | 462,654,000 | USD | evidence → |
| Allowance for loan losses | 6,000,000 | USD | evidence → |
| Securities available for sale | 60,791,000 | USD | evidence → |
| Securities held to maturity | 3,277,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 343,090,000 | USD | evidence → |
| Interest-bearing deposits | 304,006,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,084,000 | USD | evidence → |
| Equity capital | 53,863,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,023,000 | USD | evidence → |
| Interest expense | 16,409,000 | USD | evidence → |
| Net interest income | 21,614,000 | USD | evidence → |
| Noninterest income | 3,138,000 | USD | evidence → |
| Noninterest expense | 14,285,000 | USD | evidence → |
| Provision for loan losses | 4,196,000 | USD | evidence → |
| Pretax income | 6,487,000 | USD | evidence → |
| Income tax | 2,124,000 | USD | evidence → |
| Net income | 4,363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,085,000 | USD | evidence → |
| Total capital | 58,855,000 | USD | evidence → |
| Risk-weighted assets | 461,368,000 | USD | evidence → |