Call report 2005Q4
MERCHANTS BANK, THE — 2005Q4
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,078,129,000 | USD | evidence → |
| Total loans | 605,856,000 | USD | evidence → |
| Allowance for loan losses | 7,083,000 | USD | evidence → |
| Securities available for sale | 382,797,000 | USD | evidence → |
| Securities held to maturity | 7,663,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 856,195,000 | USD | evidence → |
| Interest-bearing deposits | 731,743,000 | USD | evidence → |
| Noninterest-bearing deposits | 124,452,000 | USD | evidence → |
| Equity capital | 84,159,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 54,567,000 | USD | evidence → |
| Interest expense | 12,687,000 | USD | evidence → |
| Net interest income | 41,880,000 | USD | evidence → |
| Noninterest income | 9,681,000 | USD | evidence → |
| Noninterest expense | 34,307,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 17,222,000 | USD | evidence → |
| Income tax | 4,270,000 | USD | evidence → |
| Net income | 12,952,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 88,217,000 | USD | evidence → |
| Total capital | 95,300,000 | USD | evidence → |
| Risk-weighted assets | 682,270,000 | USD | evidence → |