Call report 2005Q3
MERCHANTS BANK, THE — 2005Q3
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,057,907,000 | USD | evidence → |
| Total loans | 592,918,000 | USD | evidence → |
| Allowance for loan losses | 7,072,000 | USD | evidence → |
| Securities available for sale | 371,365,000 | USD | evidence → |
| Securities held to maturity | 12,986,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 868,127,000 | USD | evidence → |
| Interest-bearing deposits | 741,966,000 | USD | evidence → |
| Noninterest-bearing deposits | 126,161,000 | USD | evidence → |
| Equity capital | 83,393,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,276,000 | USD | evidence → |
| Interest expense | 8,835,000 | USD | evidence → |
| Net interest income | 31,441,000 | USD | evidence → |
| Noninterest income | 7,297,000 | USD | evidence → |
| Noninterest expense | 25,760,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 12,997,000 | USD | evidence → |
| Income tax | 3,218,000 | USD | evidence → |
| Net income | 9,779,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,258,000 | USD | evidence → |
| Total capital | 93,330,000 | USD | evidence → |
| Risk-weighted assets | 682,076,000 | USD | evidence → |