Call report 2006Q1
MERCHANTS BANK, THE — 2006Q1
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,103,072,000 | USD | evidence → |
| Total loans | 621,143,000 | USD | evidence → |
| Allowance for loan losses | 6,637,000 | USD | evidence → |
| Securities available for sale | 403,245,000 | USD | evidence → |
| Securities held to maturity | 7,108,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 853,689,000 | USD | evidence → |
| Interest-bearing deposits | 740,891,000 | USD | evidence → |
| Noninterest-bearing deposits | 112,798,000 | USD | evidence → |
| Equity capital | 83,276,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,715,000 | USD | evidence → |
| Interest expense | 4,612,000 | USD | evidence → |
| Net interest income | 10,103,000 | USD | evidence → |
| Noninterest income | 2,445,000 | USD | evidence → |
| Noninterest expense | 8,560,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,988,000 | USD | evidence → |
| Income tax | 981,000 | USD | evidence → |
| Net income | 3,007,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 89,539,000 | USD | evidence → |
| Total capital | 96,176,000 | USD | evidence → |
| Risk-weighted assets | 708,032,000 | USD | evidence → |