Call report 2005Q2
MERCHANTS BANK, THE — 2005Q2
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,057,529,000 | USD | evidence → |
| Total loans | 594,722,000 | USD | evidence → |
| Allowance for loan losses | 7,497,000 | USD | evidence → |
| Securities available for sale | 370,999,000 | USD | evidence → |
| Securities held to maturity | 17,734,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 839,754,000 | USD | evidence → |
| Interest-bearing deposits | 727,339,000 | USD | evidence → |
| Noninterest-bearing deposits | 112,415,000 | USD | evidence → |
| Equity capital | 84,249,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,429,000 | USD | evidence → |
| Interest expense | 5,530,000 | USD | evidence → |
| Net interest income | 20,899,000 | USD | evidence → |
| Noninterest income | 4,736,000 | USD | evidence → |
| Noninterest expense | 17,117,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,602,000 | USD | evidence → |
| Income tax | 2,072,000 | USD | evidence → |
| Net income | 6,530,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,638,000 | USD | evidence → |
| Total capital | 92,135,000 | USD | evidence → |
| Risk-weighted assets | 685,830,000 | USD | evidence → |