Call report 2005Q1
MERCHANTS BANK, THE — 2005Q1
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,067,234,000 | USD | evidence → |
| Total loans | 584,639,000 | USD | evidence → |
| Allowance for loan losses | 7,477,000 | USD | evidence → |
| Securities available for sale | 390,658,000 | USD | evidence → |
| Securities held to maturity | 18,608,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 835,067,000 | USD | evidence → |
| Interest-bearing deposits | 719,231,000 | USD | evidence → |
| Noninterest-bearing deposits | 115,836,000 | USD | evidence → |
| Equity capital | 80,482,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,947,000 | USD | evidence → |
| Interest expense | 2,447,000 | USD | evidence → |
| Net interest income | 10,500,000 | USD | evidence → |
| Noninterest income | 2,304,000 | USD | evidence → |
| Noninterest expense | 8,669,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,196,000 | USD | evidence → |
| Income tax | 1,041,000 | USD | evidence → |
| Net income | 3,155,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,889,000 | USD | evidence → |
| Total capital | 90,366,000 | USD | evidence → |
| Risk-weighted assets | 691,671,000 | USD | evidence → |