Call report 2004Q2
MERCHANTS BANK, THE — 2004Q2
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,036,181,000 | USD | evidence → |
| Total loans | 588,715,000 | USD | evidence → |
| Allowance for loan losses | 7,999,000 | USD | evidence → |
| Securities available for sale | 350,195,000 | USD | evidence → |
| Securities held to maturity | 26,788,000 | USD | evidence → |
| Trading assets | 581,000 | USD | evidence → |
| Total deposits | 818,040,000 | USD | evidence → |
| Interest-bearing deposits | 703,093,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,947,000 | USD | evidence → |
| Equity capital | 85,905,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,441,000 | USD | evidence → |
| Interest expense | 3,643,000 | USD | evidence → |
| Net interest income | 19,798,000 | USD | evidence → |
| Noninterest income | 4,669,000 | USD | evidence → |
| Noninterest expense | 16,818,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 7,645,000 | USD | evidence → |
| Income tax | 1,912,000 | USD | evidence → |
| Net income | 5,733,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,102,000 | USD | evidence → |
| Total capital | 94,101,000 | USD | evidence → |
| Risk-weighted assets | 669,874,000 | USD | evidence → |