Call report 2004Q1
MERCHANTS BANK, THE — 2004Q1
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 962,880,000 | USD | evidence → |
| Total loans | 573,821,000 | USD | evidence → |
| Allowance for loan losses | 7,962,000 | USD | evidence → |
| Securities available for sale | 298,681,000 | USD | evidence → |
| Securities held to maturity | 28,314,000 | USD | evidence → |
| Trading assets | 593,000 | USD | evidence → |
| Total deposits | 796,243,000 | USD | evidence → |
| Interest-bearing deposits | 689,776,000 | USD | evidence → |
| Noninterest-bearing deposits | 106,467,000 | USD | evidence → |
| Equity capital | 89,144,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,776,000 | USD | evidence → |
| Interest expense | 1,854,000 | USD | evidence → |
| Net interest income | 9,922,000 | USD | evidence → |
| Noninterest income | 2,224,000 | USD | evidence → |
| Noninterest expense | 8,406,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,803,000 | USD | evidence → |
| Income tax | 948,000 | USD | evidence → |
| Net income | 2,855,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,775,000 | USD | evidence → |
| Total capital | 92,633,000 | USD | evidence → |
| Risk-weighted assets | 628,544,000 | USD | evidence → |