Call report 2004Q3
MERCHANTS BANK, THE — 2004Q3
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,050,211,000 | USD | evidence → |
| Total loans | 592,625,000 | USD | evidence → |
| Allowance for loan losses | 7,861,000 | USD | evidence → |
| Securities available for sale | 363,414,000 | USD | evidence → |
| Securities held to maturity | 20,603,000 | USD | evidence → |
| Trading assets | 581,000 | USD | evidence → |
| Total deposits | 830,446,000 | USD | evidence → |
| Interest-bearing deposits | 712,130,000 | USD | evidence → |
| Noninterest-bearing deposits | 118,316,000 | USD | evidence → |
| Equity capital | 89,805,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,635,000 | USD | evidence → |
| Interest expense | 5,691,000 | USD | evidence → |
| Net interest income | 29,944,000 | USD | evidence → |
| Noninterest income | 7,096,000 | USD | evidence → |
| Noninterest expense | 25,206,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 11,830,000 | USD | evidence → |
| Income tax | 2,997,000 | USD | evidence → |
| Net income | 8,833,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 87,701,000 | USD | evidence → |
| Total capital | 95,562,000 | USD | evidence → |
| Risk-weighted assets | 680,972,000 | USD | evidence → |