Call report 2003Q4
MERCHANTS BANK, THE — 2003Q4
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 972,664,000 | USD | evidence → |
| Total loans | 568,748,000 | USD | evidence → |
| Allowance for loan losses | 7,954,000 | USD | evidence → |
| Securities available for sale | 304,857,000 | USD | evidence → |
| Securities held to maturity | 34,725,000 | USD | evidence → |
| Trading assets | 755,000 | USD | evidence → |
| Total deposits | 802,149,000 | USD | evidence → |
| Interest-bearing deposits | 691,758,000 | USD | evidence → |
| Noninterest-bearing deposits | 110,391,000 | USD | evidence → |
| Equity capital | 85,936,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,069,000 | USD | evidence → |
| Interest expense | 7,916,000 | USD | evidence → |
| Net interest income | 38,153,000 | USD | evidence → |
| Noninterest income | 8,798,000 | USD | evidence → |
| Noninterest expense | 32,283,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 16,088,000 | USD | evidence → |
| Income tax | 4,414,000 | USD | evidence → |
| Net income | 11,674,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,439,000 | USD | evidence → |
| Total capital | 91,393,000 | USD | evidence → |
| Risk-weighted assets | 648,050,000 | USD | evidence → |