Call report 2025Q1
STERLING STATE BANK — 2025Q1
The 22 measures STERLING STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 512,847,000 | USD | evidence → |
| Total loans | 299,279,000 | USD | evidence → |
| Allowance for loan losses | 3,349,000 | USD | evidence → |
| Securities available for sale | 184,699,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 361,285,000 | USD | evidence → |
| Interest-bearing deposits | 271,139,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,146,000 | USD | evidence → |
| Equity capital | 24,926,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,483,000 | USD | evidence → |
| Interest expense | 2,167,000 | USD | evidence → |
| Net interest income | 3,316,000 | USD | evidence → |
| Noninterest income | 537,000 | USD | evidence → |
| Noninterest expense | 3,336,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 770,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 770,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,432,000 | USD | evidence → |
| Total capital | 40,839,000 | USD | evidence → |
| Risk-weighted assets | 305,660,000 | USD | evidence → |