Call report 2024Q4
STERLING STATE BANK — 2024Q4
The 22 measures STERLING STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 491,040,000 | USD | evidence → |
| Total loans | 296,549,000 | USD | evidence → |
| Allowance for loan losses | 3,337,000 | USD | evidence → |
| Securities available for sale | 172,645,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 358,878,000 | USD | evidence → |
| Interest-bearing deposits | 261,320,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,558,000 | USD | evidence → |
| Equity capital | 21,824,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,985,000 | USD | evidence → |
| Interest expense | 9,501,000 | USD | evidence → |
| Net interest income | 11,484,000 | USD | evidence → |
| Noninterest income | 1,881,000 | USD | evidence → |
| Noninterest expense | 11,804,000 | USD | evidence → |
| Provision for loan losses | -69,000 | USD | evidence → |
| Pretax income | 1,509,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,509,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,167,000 | USD | evidence → |
| Total capital | 40,574,000 | USD | evidence → |
| Risk-weighted assets | 303,053,000 | USD | evidence → |