Call report 2025Q2
STERLING STATE BANK — 2025Q2
The 22 measures STERLING STATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 516,398,000 | USD | evidence → |
| Total loans | 298,511,000 | USD | evidence → |
| Allowance for loan losses | 3,295,000 | USD | evidence → |
| Securities available for sale | 187,884,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 341,224,000 | USD | evidence → |
| Interest-bearing deposits | 253,313,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,911,000 | USD | evidence → |
| Equity capital | 27,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,071,000 | USD | evidence → |
| Interest expense | 4,431,000 | USD | evidence → |
| Net interest income | 6,640,000 | USD | evidence → |
| Noninterest income | 1,048,000 | USD | evidence → |
| Noninterest expense | 6,483,000 | USD | evidence → |
| Provision for loan losses | -43,000 | USD | evidence → |
| Pretax income | 1,458,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,458,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,893,000 | USD | evidence → |
| Total capital | 41,299,000 | USD | evidence → |
| Risk-weighted assets | 307,123,000 | USD | evidence → |