Call report 2016Q1
MERCHANTS BANK — 2016Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,856,000 | USD | evidence → |
| Total loans | 122,317,000 | USD | evidence → |
| Allowance for loan losses | 1,491,000 | USD | evidence → |
| Securities available for sale | 63,176,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 186,502,000 | USD | evidence → |
| Interest-bearing deposits | 155,787,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,715,000 | USD | evidence → |
| Equity capital | 22,882,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,957,000 | USD | evidence → |
| Interest expense | 246,000 | USD | evidence → |
| Net interest income | 1,711,000 | USD | evidence → |
| Noninterest income | 412,000 | USD | evidence → |
| Noninterest expense | 1,754,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 346,000 | USD | evidence → |
| Income tax | 45,000 | USD | evidence → |
| Net income | 301,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,741,000 | USD | evidence → |
| Total capital | 24,232,000 | USD | evidence → |
| Risk-weighted assets | 145,037,000 | USD | evidence → |