Call report 2015Q4
MERCHANTS BANK — 2015Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,007,000 | USD | evidence → |
| Total loans | 120,418,000 | USD | evidence → |
| Allowance for loan losses | 1,475,000 | USD | evidence → |
| Securities available for sale | 60,107,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 181,535,000 | USD | evidence → |
| Interest-bearing deposits | 153,704,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,831,000 | USD | evidence → |
| Equity capital | 22,383,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,946,000 | USD | evidence → |
| Interest expense | 1,022,000 | USD | evidence → |
| Net interest income | 6,924,000 | USD | evidence → |
| Noninterest income | 1,515,000 | USD | evidence → |
| Noninterest expense | 7,007,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,403,000 | USD | evidence → |
| Income tax | 69,000 | USD | evidence → |
| Net income | 1,334,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,631,000 | USD | evidence → |
| Total capital | 24,106,000 | USD | evidence → |
| Risk-weighted assets | 143,447,000 | USD | evidence → |