Call report 2016Q2
MERCHANTS BANK — 2016Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 211,047,000 | USD | evidence → |
| Total loans | 124,816,000 | USD | evidence → |
| Allowance for loan losses | 1,496,000 | USD | evidence → |
| Securities available for sale | 63,830,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 185,742,000 | USD | evidence → |
| Interest-bearing deposits | 153,608,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,134,000 | USD | evidence → |
| Equity capital | 24,500,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,128,000 | USD | evidence → |
| Interest expense | 491,000 | USD | evidence → |
| Net interest income | 3,637,000 | USD | evidence → |
| Noninterest income | 1,030,000 | USD | evidence → |
| Noninterest expense | 3,570,000 | USD | evidence → |
| Provision for loan losses | -268,000 | USD | evidence → |
| Pretax income | 1,358,000 | USD | evidence → |
| Income tax | 75,000 | USD | evidence → |
| Net income | 1,283,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,721,000 | USD | evidence → |
| Total capital | 25,217,000 | USD | evidence → |
| Risk-weighted assets | 147,149,000 | USD | evidence → |