Call report 2015Q3
MERCHANTS BANK — 2015Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,368,000 | USD | evidence → |
| Total loans | 115,635,000 | USD | evidence → |
| Allowance for loan losses | 1,370,000 | USD | evidence → |
| Securities available for sale | 62,503,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 180,100,000 | USD | evidence → |
| Interest-bearing deposits | 154,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,376,000 | USD | evidence → |
| Equity capital | 22,168,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,949,000 | USD | evidence → |
| Interest expense | 768,000 | USD | evidence → |
| Net interest income | 5,181,000 | USD | evidence → |
| Noninterest income | 1,130,000 | USD | evidence → |
| Noninterest expense | 5,145,000 | USD | evidence → |
| Provision for loan losses | 22,000 | USD | evidence → |
| Pretax income | 1,145,000 | USD | evidence → |
| Income tax | 71,000 | USD | evidence → |
| Net income | 1,074,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,991,000 | USD | evidence → |
| Total capital | 23,361,000 | USD | evidence → |
| Risk-weighted assets | 137,802,000 | USD | evidence → |