Call report 2014Q4
MERCHANTS BANK — 2014Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,383,000 | USD | evidence → |
| Total loans | 110,673,000 | USD | evidence → |
| Allowance for loan losses | 1,664,000 | USD | evidence → |
| Securities available for sale | 71,251,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 179,104,000 | USD | evidence → |
| Interest-bearing deposits | 153,544,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,560,000 | USD | evidence → |
| Equity capital | 21,472,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,172,000 | USD | evidence → |
| Interest expense | 1,115,000 | USD | evidence → |
| Net interest income | 7,057,000 | USD | evidence → |
| Noninterest income | 1,558,000 | USD | evidence → |
| Noninterest expense | 6,755,000 | USD | evidence → |
| Provision for loan losses | 297,000 | USD | evidence → |
| Pretax income | 1,555,000 | USD | evidence → |
| Income tax | 91,000 | USD | evidence → |
| Net income | 1,464,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,854,000 | USD | evidence → |
| Total capital | 23,413,000 | USD | evidence → |
| Risk-weighted assets | 127,412,000 | USD | evidence → |