Call report 2014Q3
MERCHANTS BANK — 2014Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 201,941,000 | USD | evidence → |
| Total loans | 109,132,000 | USD | evidence → |
| Allowance for loan losses | 1,620,000 | USD | evidence → |
| Securities available for sale | 68,412,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 179,748,000 | USD | evidence → |
| Interest-bearing deposits | 155,348,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,400,000 | USD | evidence → |
| Equity capital | 21,112,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,192,000 | USD | evidence → |
| Interest expense | 848,000 | USD | evidence → |
| Net interest income | 5,344,000 | USD | evidence → |
| Noninterest income | 1,072,000 | USD | evidence → |
| Noninterest expense | 4,996,000 | USD | evidence → |
| Provision for loan losses | 249,000 | USD | evidence → |
| Pretax income | 1,171,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 1,167,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,643,000 | USD | evidence → |
| Total capital | 23,170,000 | USD | evidence → |
| Risk-weighted assets | 126,518,000 | USD | evidence → |