Call report 2015Q1
MERCHANTS BANK — 2015Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,275,000 | USD | evidence → |
| Total loans | 112,743,000 | USD | evidence → |
| Allowance for loan losses | 1,741,000 | USD | evidence → |
| Securities available for sale | 71,087,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 183,173,000 | USD | evidence → |
| Interest-bearing deposits | 156,953,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,220,000 | USD | evidence → |
| Equity capital | 21,514,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,971,000 | USD | evidence → |
| Interest expense | 259,000 | USD | evidence → |
| Net interest income | 1,712,000 | USD | evidence → |
| Noninterest income | 376,000 | USD | evidence → |
| Noninterest expense | 1,651,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 328,000 | USD | evidence → |
| Income tax | 51,000 | USD | evidence → |
| Net income | 277,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,575,000 | USD | evidence → |
| Total capital | 23,265,000 | USD | evidence → |
| Risk-weighted assets | 135,181,000 | USD | evidence → |