Call report 2014Q2
MERCHANTS BANK — 2014Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,458,000 | USD | evidence → |
| Total loans | 110,211,000 | USD | evidence → |
| Allowance for loan losses | 1,751,000 | USD | evidence → |
| Securities available for sale | 71,017,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 183,935,000 | USD | evidence → |
| Interest-bearing deposits | 158,134,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,801,000 | USD | evidence → |
| Equity capital | 20,584,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,117,000 | USD | evidence → |
| Interest expense | 571,000 | USD | evidence → |
| Net interest income | 3,546,000 | USD | evidence → |
| Noninterest income | 697,000 | USD | evidence → |
| Noninterest expense | 3,381,000 | USD | evidence → |
| Provision for loan losses | 182,000 | USD | evidence → |
| Pretax income | 678,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 678,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,154,000 | USD | evidence → |
| Total capital | 22,680,000 | USD | evidence → |
| Risk-weighted assets | 126,717,000 | USD | evidence → |