Call report 2014Q1
MERCHANTS BANK — 2014Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 206,484,000 | USD | evidence → |
| Total loans | 110,219,000 | USD | evidence → |
| Allowance for loan losses | 1,570,000 | USD | evidence → |
| Securities available for sale | 67,725,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 186,095,000 | USD | evidence → |
| Interest-bearing deposits | 160,470,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,625,000 | USD | evidence → |
| Equity capital | 19,643,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,037,000 | USD | evidence → |
| Interest expense | 288,000 | USD | evidence → |
| Net interest income | 1,749,000 | USD | evidence → |
| Noninterest income | 357,000 | USD | evidence → |
| Noninterest expense | 1,677,000 | USD | evidence → |
| Provision for loan losses | 133,000 | USD | evidence → |
| Pretax income | 296,000 | USD | evidence → |
| Income tax | -3,000 | USD | evidence → |
| Net income | 299,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,774,000 | USD | evidence → |
| Total capital | 22,334,000 | USD | evidence → |
| Risk-weighted assets | 124,796,000 | USD | evidence → |