Call report 2013Q4
MERCHANTS BANK — 2013Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 204,842,000 | USD | evidence → |
| Total loans | 112,968,000 | USD | evidence → |
| Allowance for loan losses | 1,406,000 | USD | evidence → |
| Securities available for sale | 65,138,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 184,531,000 | USD | evidence → |
| Interest-bearing deposits | 159,169,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,362,000 | USD | evidence → |
| Equity capital | 19,064,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,515,000 | USD | evidence → |
| Interest expense | 1,250,000 | USD | evidence → |
| Net interest income | 7,265,000 | USD | evidence → |
| Noninterest income | 1,704,000 | USD | evidence → |
| Noninterest expense | 6,986,000 | USD | evidence → |
| Provision for loan losses | 738,000 | USD | evidence → |
| Pretax income | 1,296,000 | USD | evidence → |
| Income tax | 81,000 | USD | evidence → |
| Net income | 1,215,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,630,000 | USD | evidence → |
| Total capital | 22,036,000 | USD | evidence → |
| Risk-weighted assets | 123,517,000 | USD | evidence → |