Call report 2013Q3
MERCHANTS BANK — 2013Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 206,919,000 | USD | evidence → |
| Total loans | 111,702,000 | USD | evidence → |
| Allowance for loan losses | 1,528,000 | USD | evidence → |
| Securities available for sale | 69,334,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 186,500,000 | USD | evidence → |
| Interest-bearing deposits | 163,073,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,427,000 | USD | evidence → |
| Equity capital | 19,074,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,360,000 | USD | evidence → |
| Interest expense | 952,000 | USD | evidence → |
| Net interest income | 5,408,000 | USD | evidence → |
| Noninterest income | 1,248,000 | USD | evidence → |
| Noninterest expense | 5,128,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 1,046,000 | USD | evidence → |
| Income tax | 99,000 | USD | evidence → |
| Net income | 947,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,362,000 | USD | evidence → |
| Total capital | 21,890,000 | USD | evidence → |
| Risk-weighted assets | 122,704,000 | USD | evidence → |