Call report 2013Q2
MERCHANTS BANK — 2013Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,173,000 | USD | evidence → |
| Total loans | 108,735,000 | USD | evidence → |
| Allowance for loan losses | 1,494,000 | USD | evidence → |
| Securities available for sale | 67,402,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 183,745,000 | USD | evidence → |
| Interest-bearing deposits | 163,059,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,686,000 | USD | evidence → |
| Equity capital | 18,477,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,271,000 | USD | evidence → |
| Interest expense | 644,000 | USD | evidence → |
| Net interest income | 3,627,000 | USD | evidence → |
| Noninterest income | 826,000 | USD | evidence → |
| Noninterest expense | 3,540,000 | USD | evidence → |
| Provision for loan losses | 338,000 | USD | evidence → |
| Pretax income | 633,000 | USD | evidence → |
| Income tax | 78,000 | USD | evidence → |
| Net income | 555,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,969,000 | USD | evidence → |
| Total capital | 21,463,000 | USD | evidence → |
| Risk-weighted assets | 120,142,000 | USD | evidence → |