Call report 2012Q3
MERCHANTS BANK — 2012Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,175,000 | USD | evidence → |
| Total loans | 114,230,000 | USD | evidence → |
| Allowance for loan losses | 1,563,000 | USD | evidence → |
| Securities available for sale | 58,430,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 187,739,000 | USD | evidence → |
| Interest-bearing deposits | 169,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,193,000 | USD | evidence → |
| Equity capital | 19,829,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,096,000 | USD | evidence → |
| Interest expense | 1,363,000 | USD | evidence → |
| Net interest income | 5,733,000 | USD | evidence → |
| Noninterest income | 1,327,000 | USD | evidence → |
| Noninterest expense | 5,221,000 | USD | evidence → |
| Provision for loan losses | 2,008,000 | USD | evidence → |
| Pretax income | -20,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | -54,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,301,000 | USD | evidence → |
| Total capital | 20,819,000 | USD | evidence → |
| Risk-weighted assets | 121,415,000 | USD | evidence → |