Call report 2012Q4
MERCHANTS BANK — 2012Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 211,889,000 | USD | evidence → |
| Total loans | 112,480,000 | USD | evidence → |
| Allowance for loan losses | 1,649,000 | USD | evidence → |
| Securities available for sale | 57,071,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 190,748,000 | USD | evidence → |
| Interest-bearing deposits | 168,969,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,778,000 | USD | evidence → |
| Equity capital | 19,838,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,279,000 | USD | evidence → |
| Interest expense | 1,718,000 | USD | evidence → |
| Net interest income | 7,561,000 | USD | evidence → |
| Noninterest income | 1,668,000 | USD | evidence → |
| Noninterest expense | 7,086,000 | USD | evidence → |
| Provision for loan losses | 2,115,000 | USD | evidence → |
| Pretax income | 177,000 | USD | evidence → |
| Income tax | -17,000 | USD | evidence → |
| Net income | 194,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,553,000 | USD | evidence → |
| Total capital | 21,043,000 | USD | evidence → |
| Risk-weighted assets | 119,081,000 | USD | evidence → |