Call report 2012Q2
MERCHANTS BANK — 2012Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 210,976,000 | USD | evidence → |
| Total loans | 117,511,000 | USD | evidence → |
| Allowance for loan losses | 1,496,000 | USD | evidence → |
| Securities available for sale | 55,420,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 190,417,000 | USD | evidence → |
| Interest-bearing deposits | 171,764,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,653,000 | USD | evidence → |
| Equity capital | 19,462,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,768,000 | USD | evidence → |
| Interest expense | 959,000 | USD | evidence → |
| Net interest income | 3,809,000 | USD | evidence → |
| Noninterest income | 857,000 | USD | evidence → |
| Noninterest expense | 3,560,000 | USD | evidence → |
| Provision for loan losses | 1,500,000 | USD | evidence → |
| Pretax income | -412,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | -419,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,925,000 | USD | evidence → |
| Total capital | 20,421,000 | USD | evidence → |
| Risk-weighted assets | 124,539,000 | USD | evidence → |