Call report 2012Q1
MERCHANTS BANK — 2012Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 213,163,000 | USD | evidence → |
| Total loans | 120,889,000 | USD | evidence → |
| Allowance for loan losses | 1,376,000 | USD | evidence → |
| Securities available for sale | 54,246,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 191,890,000 | USD | evidence → |
| Interest-bearing deposits | 172,281,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,608,000 | USD | evidence → |
| Equity capital | 20,210,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,415,000 | USD | evidence → |
| Interest expense | 503,000 | USD | evidence → |
| Net interest income | 1,912,000 | USD | evidence → |
| Noninterest income | 453,000 | USD | evidence → |
| Noninterest expense | 1,766,000 | USD | evidence → |
| Provision for loan losses | 233,000 | USD | evidence → |
| Pretax income | 366,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 346,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,680,000 | USD | evidence → |
| Total capital | 21,056,000 | USD | evidence → |
| Risk-weighted assets | 127,963,000 | USD | evidence → |