Call report 2009Q4
MERCHANTS BANK — 2009Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 195,744,000 | USD | evidence → |
| Total loans | 139,228,000 | USD | evidence → |
| Allowance for loan losses | 998,000 | USD | evidence → |
| Securities available for sale | 22,350,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 175,630,000 | USD | evidence → |
| Interest-bearing deposits | 160,353,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,277,000 | USD | evidence → |
| Equity capital | 18,181,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,541,000 | USD | evidence → |
| Interest expense | 3,767,000 | USD | evidence → |
| Net interest income | 6,774,000 | USD | evidence → |
| Noninterest income | 1,866,000 | USD | evidence → |
| Noninterest expense | 6,588,000 | USD | evidence → |
| Provision for loan losses | 490,000 | USD | evidence → |
| Pretax income | 1,496,000 | USD | evidence → |
| Income tax | 61,000 | USD | evidence → |
| Net income | 1,435,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,669,000 | USD | evidence → |
| Total capital | 18,667,000 | USD | evidence → |
| Risk-weighted assets | 163,382,000 | USD | evidence → |