Call report 2009Q3
MERCHANTS BANK — 2009Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,738,000 | USD | evidence → |
| Total loans | 141,597,000 | USD | evidence → |
| Allowance for loan losses | 883,000 | USD | evidence → |
| Securities available for sale | 24,286,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 172,876,000 | USD | evidence → |
| Interest-bearing deposits | 159,250,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,625,000 | USD | evidence → |
| Equity capital | 17,667,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,944,000 | USD | evidence → |
| Interest expense | 2,966,000 | USD | evidence → |
| Net interest income | 4,978,000 | USD | evidence → |
| Noninterest income | 1,209,000 | USD | evidence → |
| Noninterest expense | 5,037,000 | USD | evidence → |
| Provision for loan losses | 340,000 | USD | evidence → |
| Pretax income | 766,000 | USD | evidence → |
| Income tax | 6,000 | USD | evidence → |
| Net income | 760,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,083,000 | USD | evidence → |
| Total capital | 17,966,000 | USD | evidence → |
| Risk-weighted assets | 164,810,000 | USD | evidence → |