Call report 2010Q1
MERCHANTS BANK — 2010Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,984,000 | USD | evidence → |
| Total loans | 137,338,000 | USD | evidence → |
| Allowance for loan losses | 911,000 | USD | evidence → |
| Securities available for sale | 20,708,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 183,703,000 | USD | evidence → |
| Interest-bearing deposits | 167,035,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,668,000 | USD | evidence → |
| Equity capital | 18,332,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,465,000 | USD | evidence → |
| Interest expense | 756,000 | USD | evidence → |
| Net interest income | 1,709,000 | USD | evidence → |
| Noninterest income | 451,000 | USD | evidence → |
| Noninterest expense | 1,728,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 272,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 264,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,825,000 | USD | evidence → |
| Total capital | 18,736,000 | USD | evidence → |
| Risk-weighted assets | 163,228,000 | USD | evidence → |