Call report 2009Q2
MERCHANTS BANK — 2009Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,813,000 | USD | evidence → |
| Total loans | 142,829,000 | USD | evidence → |
| Allowance for loan losses | 765,000 | USD | evidence → |
| Securities available for sale | 21,193,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,356,000 | USD | evidence → |
| Interest-bearing deposits | 158,275,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,081,000 | USD | evidence → |
| Equity capital | 17,335,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,314,000 | USD | evidence → |
| Interest expense | 2,062,000 | USD | evidence → |
| Net interest income | 3,252,000 | USD | evidence → |
| Noninterest income | 796,000 | USD | evidence → |
| Noninterest expense | 3,272,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 438,000 | USD | evidence → |
| Income tax | -3,000 | USD | evidence → |
| Net income | 441,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,840,000 | USD | evidence → |
| Total capital | 17,610,000 | USD | evidence → |
| Risk-weighted assets | 166,961,000 | USD | evidence → |