Call report 2008Q3
MERCHANTS BANK — 2008Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,587,000 | USD | evidence → |
| Total loans | 147,680,000 | USD | evidence → |
| Allowance for loan losses | 887,000 | USD | evidence → |
| Securities available for sale | 24,014,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,096,000 | USD | evidence → |
| Interest-bearing deposits | 158,835,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,261,000 | USD | evidence → |
| Equity capital | 16,529,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,430,000 | USD | evidence → |
| Interest expense | 3,905,000 | USD | evidence → |
| Net interest income | 5,525,000 | USD | evidence → |
| Noninterest income | 1,188,000 | USD | evidence → |
| Noninterest expense | 4,798,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 271,000 | USD | evidence → |
| Income tax | -16,000 | USD | evidence → |
| Net income | 287,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,227,000 | USD | evidence → |
| Total capital | 17,114,000 | USD | evidence → |
| Risk-weighted assets | 169,804,000 | USD | evidence → |