Call report 2008Q4
MERCHANTS BANK — 2008Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 193,212,000 | USD | evidence → |
| Total loans | 148,599,000 | USD | evidence → |
| Allowance for loan losses | 750,000 | USD | evidence → |
| Securities available for sale | 20,835,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,418,000 | USD | evidence → |
| Interest-bearing deposits | 159,473,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,945,000 | USD | evidence → |
| Equity capital | 17,292,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,325,000 | USD | evidence → |
| Interest expense | 5,072,000 | USD | evidence → |
| Net interest income | 7,253,000 | USD | evidence → |
| Noninterest income | 1,582,000 | USD | evidence → |
| Noninterest expense | 6,200,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 799,000 | USD | evidence → |
| Income tax | 13,000 | USD | evidence → |
| Net income | 786,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,618,000 | USD | evidence → |
| Total capital | 17,368,000 | USD | evidence → |
| Risk-weighted assets | 171,664,000 | USD | evidence → |