Call report 2008Q2
MERCHANTS BANK — 2008Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 199,509,000 | USD | evidence → |
| Total loans | 142,568,000 | USD | evidence → |
| Allowance for loan losses | 896,000 | USD | evidence → |
| Securities available for sale | 25,230,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 181,017,000 | USD | evidence → |
| Interest-bearing deposits | 165,606,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,411,000 | USD | evidence → |
| Equity capital | 16,733,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,405,000 | USD | evidence → |
| Interest expense | 2,706,000 | USD | evidence → |
| Net interest income | 3,699,000 | USD | evidence → |
| Noninterest income | 794,000 | USD | evidence → |
| Noninterest expense | 3,241,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,157,000 | USD | evidence → |
| Income tax | 52,000 | USD | evidence → |
| Net income | 1,105,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,533,000 | USD | evidence → |
| Total capital | 17,429,000 | USD | evidence → |
| Risk-weighted assets | 167,773,000 | USD | evidence → |