Call report 2008Q1
MERCHANTS BANK — 2008Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 204,175,000 | USD | evidence → |
| Total loans | 141,274,000 | USD | evidence → |
| Allowance for loan losses | 861,000 | USD | evidence → |
| Securities available for sale | 24,324,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 185,193,000 | USD | evidence → |
| Interest-bearing deposits | 169,987,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,206,000 | USD | evidence → |
| Equity capital | 17,123,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,324,000 | USD | evidence → |
| Interest expense | 1,428,000 | USD | evidence → |
| Net interest income | 1,896,000 | USD | evidence → |
| Noninterest income | 407,000 | USD | evidence → |
| Noninterest expense | 1,473,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 774,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 750,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,480,000 | USD | evidence → |
| Total capital | 17,341,000 | USD | evidence → |
| Risk-weighted assets | 167,163,000 | USD | evidence → |