Call report 2007Q4
MERCHANTS BANK — 2007Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,522,000 | USD | evidence → |
| Total loans | 138,635,000 | USD | evidence → |
| Allowance for loan losses | 867,000 | USD | evidence → |
| Securities available for sale | 26,811,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,835,000 | USD | evidence → |
| Interest-bearing deposits | 152,624,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,212,000 | USD | evidence → |
| Equity capital | 16,850,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,546,000 | USD | evidence → |
| Interest expense | 5,289,000 | USD | evidence → |
| Net interest income | 7,257,000 | USD | evidence → |
| Noninterest income | 1,321,000 | USD | evidence → |
| Noninterest expense | 5,865,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 2,475,000 | USD | evidence → |
| Income tax | 126,000 | USD | evidence → |
| Net income | 2,349,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,456,000 | USD | evidence → |
| Total capital | 17,323,000 | USD | evidence → |
| Risk-weighted assets | 162,083,000 | USD | evidence → |