Call report 2007Q1
MERCHANTS BANK — 2007Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,752,000 | USD | evidence → |
| Total loans | 115,819,000 | USD | evidence → |
| Allowance for loan losses | 737,000 | USD | evidence → |
| Securities available for sale | 25,618,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,562,000 | USD | evidence → |
| Interest-bearing deposits | 141,895,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,667,000 | USD | evidence → |
| Equity capital | 16,429,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,832,000 | USD | evidence → |
| Interest expense | 1,161,000 | USD | evidence → |
| Net interest income | 1,671,000 | USD | evidence → |
| Noninterest income | 339,000 | USD | evidence → |
| Noninterest expense | 1,119,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 846,000 | USD | evidence → |
| Income tax | 22,000 | USD | evidence → |
| Net income | 824,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,188,000 | USD | evidence → |
| Total capital | 16,925,000 | USD | evidence → |
| Risk-weighted assets | 140,082,000 | USD | evidence → |