Call report 2007Q2
MERCHANTS BANK — 2007Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,897,000 | USD | evidence → |
| Total loans | 122,680,000 | USD | evidence → |
| Allowance for loan losses | 774,000 | USD | evidence → |
| Securities available for sale | 27,557,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,142,000 | USD | evidence → |
| Interest-bearing deposits | 142,189,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,953,000 | USD | evidence → |
| Equity capital | 16,422,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,871,000 | USD | evidence → |
| Interest expense | 2,408,000 | USD | evidence → |
| Net interest income | 3,463,000 | USD | evidence → |
| Noninterest income | 657,000 | USD | evidence → |
| Noninterest expense | 2,602,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,431,000 | USD | evidence → |
| Income tax | 26,000 | USD | evidence → |
| Net income | 1,405,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,388,000 | USD | evidence → |
| Total capital | 17,162,000 | USD | evidence → |
| Risk-weighted assets | 146,283,000 | USD | evidence → |