Call report 2006Q4
MERCHANTS BANK — 2006Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 163,271,000 | USD | evidence → |
| Total loans | 112,394,000 | USD | evidence → |
| Allowance for loan losses | 705,000 | USD | evidence → |
| Securities available for sale | 26,968,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,469,000 | USD | evidence → |
| Interest-bearing deposits | 131,306,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,163,000 | USD | evidence → |
| Equity capital | 16,113,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,358,000 | USD | evidence → |
| Interest expense | 3,737,000 | USD | evidence → |
| Net interest income | 6,621,000 | USD | evidence → |
| Noninterest income | 1,282,000 | USD | evidence → |
| Noninterest expense | 5,539,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 2,213,000 | USD | evidence → |
| Income tax | 184,000 | USD | evidence → |
| Net income | 2,029,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,886,000 | USD | evidence → |
| Total capital | 16,591,000 | USD | evidence → |
| Risk-weighted assets | 134,778,000 | USD | evidence → |