Call report 2006Q3
MERCHANTS BANK — 2006Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,994,000 | USD | evidence → |
| Total loans | 111,331,000 | USD | evidence → |
| Allowance for loan losses | 705,000 | USD | evidence → |
| Securities available for sale | 23,733,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,602,000 | USD | evidence → |
| Interest-bearing deposits | 126,908,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,694,000 | USD | evidence → |
| Equity capital | 16,184,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,570,000 | USD | evidence → |
| Interest expense | 2,649,000 | USD | evidence → |
| Net interest income | 4,921,000 | USD | evidence → |
| Noninterest income | 963,000 | USD | evidence → |
| Noninterest expense | 3,565,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 2,204,000 | USD | evidence → |
| Income tax | 176,000 | USD | evidence → |
| Net income | 2,028,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,945,000 | USD | evidence → |
| Total capital | 16,650,000 | USD | evidence → |
| Risk-weighted assets | 132,612,000 | USD | evidence → |