Call report 2005Q3
MERCHANTS BANK — 2005Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,841,000 | USD | evidence → |
| Total loans | 105,868,000 | USD | evidence → |
| Allowance for loan losses | 608,000 | USD | evidence → |
| Securities available for sale | 23,676,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,505,000 | USD | evidence → |
| Interest-bearing deposits | 117,097,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,408,000 | USD | evidence → |
| Equity capital | 16,382,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,507,000 | USD | evidence → |
| Interest expense | 1,858,000 | USD | evidence → |
| Net interest income | 4,649,000 | USD | evidence → |
| Noninterest income | 924,000 | USD | evidence → |
| Noninterest expense | 3,423,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 2,048,000 | USD | evidence → |
| Income tax | 605,000 | USD | evidence → |
| Net income | 1,443,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,024,000 | USD | evidence → |
| Total capital | 16,632,000 | USD | evidence → |
| Risk-weighted assets | 129,092,000 | USD | evidence → |