Call report 2005Q4
MERCHANTS BANK — 2005Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,368,000 | USD | evidence → |
| Total loans | 109,790,000 | USD | evidence → |
| Allowance for loan losses | 619,000 | USD | evidence → |
| Securities available for sale | 22,772,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 131,621,000 | USD | evidence → |
| Interest-bearing deposits | 118,049,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,572,000 | USD | evidence → |
| Equity capital | 15,573,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,890,000 | USD | evidence → |
| Interest expense | 2,572,000 | USD | evidence → |
| Net interest income | 6,318,000 | USD | evidence → |
| Noninterest income | 1,183,000 | USD | evidence → |
| Noninterest expense | 5,015,000 | USD | evidence → |
| Provision for loan losses | 144,000 | USD | evidence → |
| Pretax income | 2,350,000 | USD | evidence → |
| Income tax | 629,000 | USD | evidence → |
| Net income | 1,721,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,299,000 | USD | evidence → |
| Total capital | 15,918,000 | USD | evidence → |
| Risk-weighted assets | 129,805,000 | USD | evidence → |